Access Loan Program

Easier Access to Financing and Expert Business Advice

The Access Loan Program is a strategic partnership between Commerce Lexington and the region’s leading financial institutions. This initiative is designed to significantly enhance your chances of securing a loan tailored to your business requirements. By participating in the Access Loan Program, you’ll receive invaluable feedback from lending community experts, who will assist you in crafting a solid business plan and gathering essential information crucial to your success. Don’t miss this opportunity to elevate your business with expert guidance and financial support.

Mission: To Provide Access

The Access Loan Program’s mission is to provide easier access to the financing and helpful business advice that you need to start or grow your business. This program is committed to fostering economic growth and enhancing business opportunities for minorities, women and small businesses. This innovative program has been responsible for more than $25 million in financing for the start or expansion of area small businesses since its inception in 2001.

Turn Business Dreams to Reality with the Access Loan Program

Qualifications

• Your business must be located in Greater Lexington.
• Your business must be FOR PROFIT.
• Pursing a loan for a business start-up, an expansion of your current business, the purchase of a franchise, or the purchase of an existing business.
• $5,000 loan minimum.
• Use of funds must be for working capital, inventory, leasehold improvements, or equipment for commercial use only.

Access Loan Application

Partners of the Access Loan Program include:

• Presenting Sponsor : Toyota Kentucky
• Bank of Hindman
• Bank of the Bluegrass & Trust Co.
• Central Bank & Trust Co.
• Chase – J.P. Morgan
• City National Bank
• Community Trust Bank
• Community Ventures Corporation
• Cumberland Valley National Bank
• Field and Main Bank
• Fifth Third Bank
• First State Bank
• Forcht Bank
• Independence Bank
• LFUCG Mayor’s Office of Economic Development
• Limestone Bank
• Park Community Credit Union
• PNC Bank
• Republic Bank and Trust Co.
• Small Business Development Center: Kentucky
• South Central Bank
• Stock Yards Bank & Trust Co.
• Town and Country Bank & Trust Co.
• Traditional Bank
• Truist
• U.S. Small Business Administration
• US Bank
• WesBanco Bank

For more information on the Access Loan Program, please contact Tyrone Tyra at 859-226-1625